India AI Impact Summit 2026: Can foreign delegates use UPI? NPCI’s ‘One World’ wallet goes global – here's how it works

The India AI Impact Summit 2026 has introduced the 'One World' wallet, a groundbreaking initiative by the National Payments Corporation of India (NPCI) aimed at enhancing payment convenience for foreign travelers. This innovative wallet enables users to make real-time person-to-merchant (P2M) transactions across India, facilitating seamless payments at merchants that accept Unified Payments Interface (UPI) transactions. To utilize this service, foreign visitors simply need to link their international mobile numbers to the wallet. This solution is particularly beneficial as it extends to various locations, including urban centers, towns, and rural areas, ensuring that international guests can engage in cashless transactions throughout their travels. The initiative underlines India's commitment to integrating global travelers into its digital payment ecosystem, marking a significant step towards financial inclusivity and the expansion of UPI's reach beyond national borders. As the country continues to promote digital payment solutions, the 'One World' wallet could potentially transform the way foreign tourists interact with local businesses, making it easier for them to enjoy the diverse offerings of India without the hassle of currency exchange.